Monday, December 20, 2010

Cheap Florida Auto Insurance Company Review - Review of Cheapest FL Car Insurance Companies


When you are looking for cheap auto insurance in Florida, you may get the best rate from a national company. The tradeoff is that you may not have a local agent to contact if you have questions or concerns. While everyone's individual situation is different and no one company will be the cheapest auto insurance company for everyone there are some nationwide companies which consistently offer very competitive rates in FL. Here are some examples of companies that offer affordable car insurance to Florida residents:

GEICO

Geico has been in business since 1936. The company's first clients were military personnel and government employees. Now the company has more than eight million customers and has written policies for more than 13 million vehicles.

This company is the fourth-largest insurance company in the United States and is growing at a very impressive eight percent each year. When you decide to deal with GEICO, you have access to a customer service representative 24 hours a day, seven days a week.

SF Insurance

SF is another insurance company offering car insurance products to Florida residents. This company has been offering insurance to customers since 1922, when it started marketing products to farmers.

By 1942, it was the largest car insurance company in the U.S., and it still holds that designation. SF offers good service and reasonable rates, including discounts under the following circumstances:

Good Student

Multiple Policies

Multiple Vehicles

Good Driving Record

Completing Driver Training/Defensive Driving Course

Installing Anti-Theft Device in Vehicle

Allstate

When you get your auto insurance through Allstate, you are dealing with a reputable insurance company with Fortune 100 status. With over $156 billion in assets, this company has the resources to pay out on a loss if you need to make claim against your policy.

With Allstate, good drivers who remain accident-free for a number of years can qualify for a better rate. A safe driver bonus is offered for every six month period that you remain accident-free.

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Farmers Insurance - The Protection Worths the Extra Dollars Spent


For farmers, money is often tight. A farmer is at the mercy of the elements, and his or her crop is what feeds his or her entire family. Losing a crop is a terrible thing, but so is losing the equipment that is required to tend to that crop.

For farmers, there is protection against at least a little of that danger, and the protection is well worth the extra dollars spent. It may mean tightening a belt or two to funnel extra money into farming insurance, but the extra effort is worth the rewards should something happen to your livelihood.

A hailstorm could ruin an entire crop, but your farming insurance will help you to recover from what would otherwise be a debilitating loss to your finances and your way of life. The protection offered through the farming insurance might mean that your farm is saved to plant again next year.

Damage to your equipment can be almost as debilitating, if not more so, than damage to the plants that are your life. A tractor that stops running is as much use as a pile of dung in your fields, but your farming insurance can help you to repair or replace the tractor. The same protection extends to the truck that you use to haul farm equipment or the trailer that you transport your animals in.

If you are a rancher then your cattle are protected under a similar policy, meaning that should they become too sick to sell, you will be covered for your losses. Your transport vehicles are protected, and your life can go on as normal after what would normally be a terrible disaster.

Farming insurance also protects your outbuildings from things like fire and flood, almost like a home owner's policy for your barn. The outbuildings themselves and all of their contents should be protected from damage by your farming insurance policy, so that you can rebuild quickly should disaster strike.

Irrigation equipment is also covered under most farming insurance policies, so that if someone takes a detour through your fields and damages your equipment, you are protected. Many farming insurance policies also cover liability insurance, meaning that if someone (like a crop picker or a child on a tour of your farm) is injured while on your property, you are protected from having to pay for the treatment of the injured party.

Protecting yourself from these eventualities now might seem like a waste of money that could be spent elsewhere, but when the worst happens you will be more than glad for the protection that you are offered. A little money spent every month now can be the difference between having a hitch in your giddiup and complete ruin.

That little bit of extra money offers protection from so many diverse disasters, from the ruin of your crops to the death of your animals. The protection ranges from your equipment to your farming vehicles, and covers everything from your outbuildings to your irrigation systems. Farming insurance protects you from disaster.

Read More : http://ezinearticles.com/?Farmers-Insurance---The-Protection-Worths-the-Extra-Dollars-Spent&id=372608